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Insurance For People Who Own Their Home

Home Based Business

You've worked many a long day and night to grow your Home-Based Business so PROTECT IT with one of our small business program extensions.

That's right! If you operate a small business from your home and you meet the eligibility criteria we can add optional coverages to your current property policy (including home, condominium or tenants) which will protect your investment for as little as $0.27/per day or $100/per year.

Remember, virtually all standard property insurance policies exclude any coverage for claims related to a business operated out of your home. This could result in significant financial exposure to you if someone was injured while on your premises or if your computer and other equipment was damaged or stolen.

Some of the coverage highlights include:
Business contents of every description (including goods not yet delivered)
on premises
off premises
computer hardware
computer software
securities or manuscripts
money (including bank notes or bullion)
Liability is extended to business operations on and off premises
Employer's liability is also included; as is
Voluntary medical payments to customers injured on business premises

** Please note that this endorsement is not intended as a substitute for a commercial insurance policy. **

Does your current insurance plan offer these benefits and enhancements? Are you truly protected in the event of a loss? If you've answered "no" to one or both of these questions, then you owe it to yourself to contact us and see what we can do for you.